Birmingham is a beautiful place to live — so long as you can escape the heat and humidity indoors. But HVAC repairs don’t always come at the most convenient time. That’s why Aire Serv® of Birmingham offers flexible HVAC financing near you. We want to ensure you enjoy a comfortable indoor environment year-round.

Heating and cooling are not mere luxuries but essential for your family’s health and well-being. We provide HVAC financing in Birmingham, so you can always get the HVAC repairs and support you need when you need them.

Aire Serv service professional greeting homeowner in entryway.

FAQ on HVAC Financing

At Aire Serv of Birmingham, we’re happy to answer your questions about HVAC financing.

With Aire Serv, you can purchase a new system or repair your existing equipment with HVAC financing in Birmingham and no money down.

The Department of Energy (DOE) reports that a new, energy-efficient HVAC system can save you up to 20% on your heating and cooling bills, even if your current system is just 10 years old.

We offer several HVAC financing options so you can find the one that best suits your needs. Each varies in the credit score requirements, but most require a score of 600 or more. However, we also offer HVAC financing in Birmingham with no credit check required.

We make HVAC financing in Birmingham quick and simple. We have high approval rates and get you an answer fast so you can plan accordingly.

  1. Apply for HVAC Financing: Our online application is simple and asks for basic information.
  2. Review Your Options: We review your options with you to help you find the best for your needs.
  3. Review and Accept Terms: Review the final terms and conditions once approved, then accept the offer.

We know you need an answer quickly. Our HVAC financing options in Birmingham are no-hassle procedures that can deliver your decision within minutes to 24 hours.

You have options for HVAC financing in Birmingham, even with bad credit.

  • We work with several lenders who work with applicants who have poor credit.
  • We also offer an HVAC financing option that requires no credit check.
  • Property Assessed Clean Energy (PACE) financing requires no credit check or down payment.
  • Home Equity Line of Credit (HELOC)
  • Unsecured home improvement loan 
  • Credit card
  • Personal loan
  • Personal savings

Every financing applicant has their own unique circumstances, from credit score to cash on hand to the ability to repay the loan. The best HVAC financing plan for you will meet your needs without saddling you with a high interest rate or unreasonable lender fees. At Aire Serv of Birmingham, we have carefully screened our lenders to ensure they treat our clients right. Nevertheless, we recommend you carefully consider the repayment terms offered by each.

We are happy to discuss your financing options with you to help you determine the best for your needs.

Request Financing Information
Aire Serv of Birmingham

Whether you’re dealing with a minor repair or a major replacement, we have a financing plan that will work for you. Once we access your system, and what’s needed, we’ll be happy to review your options, and help you choose the one that meets your needs.

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